Car accidents happen even to the best and most careful drivers out there. There are more than a million things that you can do to prevent such accidents. However, if accidents happen, it is best to know exactly what to do and how to do it right. While it is true that when a person is in a state of shock due to a traumatic event it is almost entirely impossible to think clearly, and this is the exact reason why it is important to know what to do before an accident happens. Below is a brief list of car accident documents you will need if you ever encounter a car accident:
- Car insurance policy
No matter who’s at fault of the accident, your car insurance policy is very important. This policy will help give prompt financial assistance during an accident. How much they pay and what they paid for is very important when filing a car accident case. Your hospital bills and your car repair expenses are some of the things that are very important to your lawyers.
- Proof of you insurance payments
Of course, you will never get coverage if you have no proof that you are religiously paying your dues on time. This will also dictates just how extensive your coverage is. Some people have collision coverage, if this is the case, then you don’t have to spend a penny or look for the perpetrator of the accident to make claims if you don’t want to. Just the same if you want to make responsible for the accident as well as the bodily and property damages that you’ve attained then these documents are also very important.
- Other driver’s information
Most drivers are responsible enough to leave you their contact information. It is very important to get their name, address and contact number as well as their vehicle’s plate, the color of their vehicle and their insurance company. If it’s a hit and run case, just make sure to get the license plate of their vehicle and report it immediately to the police.
- Witnesses information
If you are lucky enough to gather witnesses who are willing to give their own statement of what they saw in the accident, then you need to get their contact information as well as record their statement. In most cases, police officers gather their statement and file them accordingly.
- Accident or Police report
It is also very important to get a copy of the police report. You may ask the police for these documents as well as their own impression when they get to the location of the accident. Police officers know that you need this to file a case with your attorney and so they willingly give these documents without hesitation. In some cases, lawyers hire their own investigators to get all these documents for you.
- Medical and psychological record
One of the most important things that you need when gathering evidence to prove your case is your medical and psychological record. This will prove just how extensive the acquired damages are to you from an expert’s point of view. A medical record showing no physical harm does not mean that you no longer have a case, because psychological trauma is still compensable according to law.